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Fallen Trees & Insurance Coverage Safeco Blog. This may occur, for example, if the neighbor was negligent in caring for the tree before it fell. 5. Your car insurance may cover damage to your vehicle from a fallen tree.

If a tree falls from. If the tree that fell on your car belongs to a neighbor, in many cases, you would likely still rely on the comprehensive coverage in your auto insurance policy. But, your neighbor's homeowners Estimated Reading Time: 5 mins. May 13, Vehicle owners in Melrose are required to have car fender benders on Main Street to serious collisions on the Frank P. Bennett Highway, a solid auto Estimated Reading Time: 7 mins. Sep 17, Colliding with a tree lying on the road is considered a collision.

Collision coverage will need to be listed on your car insurance policy in order for your insurance company to Estimated Reading Time: 4 mins.